What is an Appraisal and Do I Need One? Appraisals Appraisals require time and research so there is a fee for any and all appraisals Insurance Many homeowners and business owners find themselves disagreeing with their insurance company’s analysis of their insurance claim. However, most are unaware that they can dispute the insurance company’s findings via the Insurance Appraisal Process! Even though the policyholder (you) submits a contractor’s estimate, receipts for repairs or materials, or even photos showing damages that the insurance company did not include for repairs… they still won’t budge. Replacement Values The term replacement cost or replacement value refers to the amount that an entity would have to pay to replace an asset at the present time, according to its current worth Resale Evaluating an antique prior to purchasing or trying to determine a good selling price can be tedious and drawn out or it can be quick, simple and even fun. The important thing is gathering information as quickly as possible. The value of any antique or collectible is defined as what someone is willing to pay for the item on a given day. Items in antique stores sit year after year doing no more than collecting dust because they are priced beyond their value. This is a very expensive mistake for the dealer. An item sitting may be replacing other items that may have sold in short time. It is better to make a small profit on a lot of items than no profit on a dust collecting overpriced white elephant. Here are some ways to find and use resources for both sales and appraisals. Court Required A Replacement Appraisal maybe required for Tax purposes or Estate purposes. General Knowledge      You may just want to know what you have.

---

---

If you have any questions just ask .